Ripple scores major U.S. banking approval in push into traditional finance

As the XRP community prepares for the annual invite-only Swell conference, happening between October 27 and 29, 2026, Brad Garlinghouse, CEO of Ripple Labs, has welcomed the decision from the Office of the Comptroller of the Currency (OCC) on the final approval for Ripple National Trust Bank (RNTB) , a federally supervised national trust bank. The U.S. OCC granted final approval for chartering RNTB as a national trust bank. As a result, RNTB is now under the same regulatory authority as JPMorgan Chase & Co. (NYSE: JPM ). Notably, this final approval follows the conditional OCC approval in December 2025.