Ripple's banking licence for $2.5 billion RLUSD: what investors need to know

The US banking regulator OCC granted Ripple final approval for its own trust bank on October 26, 2026. The Ripple National Trust Bank will from now on manage the reserves behind the dollar stablecoin RLUSD, which according to the company reaches a market capitalisation of 2.5 billion dollars. For you as an investor in Germany this step changes little for now, and there is a reason for that which does not appear in the announcement itself: RLUSD is not authorised as an e-money token in the European Union.