Ripple’s national trust bank wins approval, adding federal oversight to $2.5B RLUSD

Ripple received final OCC approval on October 26, 2026, to establish Ripple National Trust Bank (RNTB) , adding federal supervision to the infrastructure supporting its $2.5 billion RLUSD stablecoin. The charter authorizes the trust bank to manage reserves and provide fiduciary digital asset custody when it opens, Ripple said in a press release. Key takeaways Final authorization follows Ripple’s conditional approval in December 2025. RNTB will oversee segregated RLUSD reserves and offer fiduciary custody. RLUSD’s issuer remains under New York state supervision.