Ripple Gets Final Federal Approval for a Trust Bank to Manage Its Stablecoin’s Reserves

The federal bank regulator turned its December 2025 conditional approval into a final charter for Ripple National Trust Bank, which has not yet named an opening date. Ripple announced on Oct. 26 that its trust bank has received its final federal charter, creating a federally supervised entity to manage the reserves behind its RLUSD stablecoin. The Office of the Comptroller of the Currency (OCC) signed off on Ripple National Trust Bank (RNTB) about ten months after granting it conditional approval in December 2025 . Ripple did not give a date for when the bank will start operating.