HSBC: why trust has become the real-time payments differentiator

Instant payments and tokenisation are reshaping financial services but speed, availability and choice can only increase value if clients can rely on them safely, connect to them simply, and scale them across markets consistently. Amber Henderson Smart , Global Head of Client Connectivity, Global Payment Solutions at HSBC , writes for Payment Expert on why trust, not speed, now separates real-time payment providers. In this feature, she sets out why irrevocable instant payments push fraud controls upstream, how tokenised deposits and stablecoins can run over the API, SWIFT and mobile channels corporates already use, and the three elements she says…