Payment Expert Podcast: Who carries the risk when AI agents pay?

The Payment Expert Podcast examined the Financial Stability Board’s final agentic AI guidance, the FCA’s plan to become an “agentic regulator”, and what AI agents acting for consumers mean for fraud and anti-money laundering controls. The Financial Stability Board (FSB) published 12 practices for financial institutions using agentic AI on 15 October, covering governance, data and human oversight. The practices are not binding but will go to the G20 , the podcast discussed, and a standardised code is needed as agentic commerce and payments grow.