Stellar votes on protocol 30 on November 23: the next step for holders and wallets

This much is documented: Stellar is getting new network rules. On October 20, 2026 the Stellar Development Foundation introduced Bell, the network's protocol 30. It holds three change proposals: multiplexed contract addresses with a prefix not used so far, the verification of quantum-safe signatures inside smart contracts, and a ledger that will carry time in milliseconds. None of it goes live by itself. The validators vote on the testnet on November 3 and on the mainnet on November 23, both at 17:00 UTC. Our own reading follows further down in its own section. Nothing changes about a holder's balance.