Why earning XRP yield through this wallet could actually cost you money

A first-time 100 XRP deposit through Xaman’s Flare yield route would return about 99.38 XRP after a year in an illustrative calculation using the wallet’s published fees and a constant 2.25% net annual return. Xaman, a wallet for the XRP Ledger, puts the break-even point at about 15.4 months for that deposit in its hypothetical scenario. The calculation assumes a 2.25% annual return after vault fees and includes the separate entry and redemption costs. For 10,000 XRP, its estimate falls to about 4.5 months.