Crypto Long & Short: Why real-world assets need fixed-rate loans onchain

…and if you’re looking for more institutional insights: ETF Central’s Trackinsight Global ETF Survey 2026 , produced with Calamos Investments and S&P Dow Jones Indices, finds nearly 7 in 10 professional investors are reassessing their ETF holdings. Fixed-rate lending is the clearest growth lever for real-world assets (RWAs) in decentralized finance (DeFi). It unlocks a strategy that credit desks have run for decades but DeFi has never meaningfully implemented: buy a quality income asset, borrow against it at a locked rate below the asset’s yield and buy more of the asset.