Cheapest Way to Transfer Crypto Between Wallets: 2026 Fee Statistics

The cheapest way to move crypto between wallets is usually to send the coin you already own over a low-fee network. Solana, Stellar and the XRP Ledger charge a tiny fraction of a cent in network fees. Ethereum Layer 2 networks such as Base and Arbitrum also cost less than Ethereum’s main network. However, the lowest network fee does not always give the lowest total cost. Exchange withdrawal fees, trading spreads and bridging charges can cancel out the savings. Picking the wrong network can even lead to lost funds.