Buying bitcoin at the Sparkasse: 0.99 euros per order plus a spread

Buying bitcoin at a Sparkasse has been possible since October 19, 2026 directly in the Sparkasse app, through the crypto offering of DekaBank. Every order costs 0.99 euros, on top of which comes a mark-up on the market price that DekaBank does not state in figures. Custody and delivery are free of charge, but the coins can only be transferred to addresses of authorised crypto service providers, not to a wallet of your own. Whether your Sparkasse is already taking part is for it to decide: the roll-out is proceeding step by step.