Zach Rector Says It’s Happening On XRP, Frustrated Holders React

Day two of Ripple’s Swell Conference wrapped in Hudson Yards, New York City. XRP analyst Zach Rector was on the ground, and he came away with a clear message for his followers: real adoption is no longer theoretical. Rector described the event as a gathering of banks, institutions, and builders actively moving into production on the XRP Ledger . His assessment was straightforward. “It is happening right now on the XRP Ledger,” he said . “It’s no longer theoretical.” That distinction matters to Rector. For years, XRP proponents pointed to future milestones.