XRP trades at $1.29, down 65% from record, as ETFs and supply pressures grow

With just two months remaining in 2026, XRP currently trades at $1.29, marking a steep 65% decline from its July 2025 all-time high of $3.65. While institutional exposure has increased through new spot ETFs and the approval of Ripple ’s trust bank, the price has yet to respond positively to these developments. XRP’s market sentiment remains subdued, with data from CoinGecko showing a year-over-year drop of 50.71%. As of October 29, 2026, at 04:25 UTC, XRP holds the fifth spot by market capitalization at $81.74 billion and has a 24-hour trading volume of $1.83 billion.