What spending crypto abroad really costs: RedotPay, KAST, UPay and ether.fi

When spending crypto abroad, a card’s foreign exchange fee can look small until it applies to every hotel bill, restaurant payment, and shopping purchase during a trip. Spend the equivalent of $500 a month outside the card’s default currency, and a 1% charge could add $60 in costs over a year. A broader picture further reveals FX is not necessarily the full cost. Some crypto spending cards also charge for purchases or converting the balance used to pay.