Stablecoins: Risk Ban in the USA or Mandatory Compliance by 2027

The US banking regulator sets a strict ultimatum for the crypto industry. The Office of the Comptroller of the Currency (OCC) has officially published the final rule for implementing the GENIUS Act. From now on, stablecoin issuers face a hard deadline set for January 18, 2027. After this date, any non-compliant entity or unable to guarantee 100% backing will be banned from the US market. The stablecoin industry, which represents a major pillar of the crypto market with over $270 billion in market capitalization , is entering an accelerated phase of regulation.