Ripple National Trust Bank receives final OCC approval for crypto custody

The federal charter covers RLUSD reserve management and enterprise crypto custody, months after a conditional green light in December Ripple now has a federally chartered bank. The Office of the Comptroller of the Currency has granted final approval for Ripple National Trust Bank, the entity that will handle reserves for the RLUSD stablecoin and offer crypto custody to enterprise clients. The final sign-off completes a process that began with a conditional approval on December 12, 2025. Ripple National Trust Bank, or RNTB, is a national trust bank based in New York. Its proposed charter number is 25364.