Ripple CEO Discusses Path Ahead for XRP

Ripple CEO Brad Garlinghouse has described 2026 as a phenomenal year for the company, citing significant growth in transaction volumes and expanding opportunities to use XRP across its financial services. In an interview with crypto researcher BankXRP at Ripple Swell, Garlinghouse discussed the company’s institutional strategy, the role of XRP in its products, and his expectations for wider adoption over the next five years. Ripple CTO David Schwartz also offered his perspective on how real-world asset tokenization could support mass retail adoption.