Ripple And Arf Target The Short Funding Gap Behind Cross-Border Payments

A payment can move across a blockchain in seconds while the company delivering it remains short of cash for days. Ripple’s new arrangement with Arf targets that funding mismatch, using RLUSD to supply working capital to licensed payment businesses. In its announcement , Arf describes short-duration liquidity typically repaid within one to five days. Its reported $10 billion in annual settlement activity refers to the wider existing business; it is not the amount of a new RLUSD loan pool or a disclosed commitment to buy XRP. A simple example explains the need.