Researcher names XRP and Stellar as key to meeting G20’s 2027 payment targets

The G20 aims for at least 75% of cross-border payments to reach recipients within one hour and retail transaction costs to fall to 1% or less by the end of 2027. These objectives target common challenges in global finance, including slow settlement times and high fees. The cross-border payment roadmap, developed by the Financial Stability Board (FSB) alongside other international organizations, sets new performance expectations for global payment systems. The roadmap directs progress toward improvements in speed, transparency, cost, accessibility, and reliability across wholesale, retail, and remittance payments.