Pundit: This Franklin Templeton Statement Makes Me More Bullish On XRP, XLM, and HBAR

Franklin Templeton has built something institutional finance has never seen before. Sandy Kaul, the firm’s Head of Innovation, appeared in a video shared on X by crypto analyst X Finance Bull, explaining how the asset manager now calculates interest on its tokenized money market fund down to the second. “If you hold it for three hours and six seconds, you get three hours and six seconds worth of interest,” Kaul said. She added: “Nobody can do that today.” The technology sits inside Franklin Templeton’s Benji platform, launched on June 10, 2025.