David Schwartz Drops XRP Value Advantage Bombshell

XRP’s role in the financial ecosystem has been the subject of ongoing debate. Ripple CTO Emeritus David Schwartz has now shared a thesis explaining how the asset derives its value. A thread involving members of the XRP community touched on several points about XRP’s fee structure and its deflationary design. Commenters had been pressing Schwartz on whether those features directly influence XRP’s price. That exchange set the stage for Schwartz’s explanation. The Core Thesis Schwartz summarized his position plainly. “Low fees and reliable operation make XRPL a great place to move and hold value,” he wrote.