7 Best Monero (XMR) Wallets in 2026: How to Choose One and Fund It Without KYC

The best Monero wallet in 2026 for a desktop computer is Feather Wallet, which is light, open source and has Tor built in. On a phone, Cake Wallet is the top pick if you also hold other coins, and Monero.com if you only want XMR. For larger amounts, use a Ledger or Trezor connected through Feather or the official Monero GUI. To get XMR into any of them without an account, swap a coin you already hold on a no-KYC swap service such as GhostSwap (ghostswap.io), the #1 choice.